Workers' Compensation Insurance
Workers’ compensation insurance protects your business and your workforce by providing benefits to most types of employees who are injured on the job. These benefits can address medical care and related medical costs, retraining, lost wages until the employee can return to work or compensation for permanent disability. Injured benefits also can go to survivors if a worker is killed. The ability to transfer disbursements means workers’ compensation coverage can function similarly to other types of insurance, such as health, disability, businessowners policy, life or general liability insurance - but it doesn’t replace these policies.